Verify Your Insurance

5 KEY Questions to Verify Your Out-Of-Network Insurance Coverage.

1. Do I have Out-of-Network CHIROPRACTIC Benefits?
2. What is my annual out-of-network chiropractic deductible?
3. How many visits are authorized per year?
4. What is my co-insurance (Co-Payment are NOT accepted)?
   • • 80% co-insurance means your insurance company would cover 80% of the office visit fee
     • You would be responsible for 20% -once your deductible is met
5. Is my reimbursement based on the reasonable and customary rates for Putnam County or an Internal Fee Schedule ?

• Internal Fee Schedules reimburse at a much lower rate and pay down the deductible at a much lower rate
• Companies like GHI, Oxford, MPN, Multi-Plan, Magnacare, Empire often use Internal Pre-Set Fee Schedules

Integrity Chiropractic | (845) 628-7233